Open your account for free

No minimum balance

Available in Antigua & Barbuda

Affordable to send & receive money


Send & collect your money from Everyday Service Station

Send money to friends & family internationally far cheaper than Western Union and MoneyGram.

⚙️ How to send money from our app?

A quicker way to send & receive money in 3 easy steps

Step 1:

Put money on your account using a bank transfer, debit card or visit our location

Step 2:

Open the app and click “Send Funds”

Step 3:

Confirm the amount, & the person you want to send to, and hit “Next” to send!

Top countries we send to

Save up to 6x when sending money

Sending money shouldn’t cost an arm and a leg.


Our competitive fees

Do more with CaribPay

Our app allows you to do any of these things from anywhere in the world

Send money overseas

Send money to family, friends & businesses anywhere in the Caribbean.

Receive money

Receive money from any CaribPay user.

Shop online & Pay bills

Shop online with our CaribPay Virtual Card. Currently on waitlist

Spend & shop

Spend the money in your CaribPay balance by shopping online with your CaribPay Virtual Debit Card, or Scan & Pay with your phone at participating shops & supermarkets.

Move money easily

Send money to loved ones in the Caribbean in seconds

Save money on high transfer fees, with some transfers costing up to 80% less

Manage your money using our app

Send & save money quickly, securely, and conveniently with CaribPay – all while saving on fees.

Join our WhatsApp Group

Speak with us directly and get questions answered before you start using CaribPay

Frequently Asked Questions

CaribPay is a mobile payment app that allows people to:

  • Send money internationally to other CaribPay users
  • Make purchases using a CaribPay debit card
  • Scan & Pay using a CaribPay code at participating retailers.
Yes. It is completely free.

To create an account with CaribPay, download the app from the App Store or Google Play Store.

CaribPay offers several benefits over using cash, such as not having to worry about losing cash or having it stolen.

Additionally, you’re protected by our fraud detection systems, which can help prevent unauthorized purchases.

You will also have the ability to quickly checkout at participating retailers using the “Scan & Pay” feature.

The Caribpay card can be used for online purchases which is not possible with cash.

The “Scan & Pay” feature allows users to quickly check out at participating retailers by scanning a CaribPay code at the point of sale. This eliminates the need for cash or card transactions and the retailer doesn’t have to pay the 3% transaction fee.

There are no setup fees or monthly fees for personal account holders.

CaribPay uses industry-standard security measures to protect users’ personal and financial information.