Get a CuminPay™
E-Card

Start shopping online​

Pay bills from anywhere

No fees to use

CaribPayECard

Save big when sending E-Cards to friends and Family

Moving funds shouldn’t cost an arm and a leg, so we designed CuminPay to save you time and money when you send and receive. 

Get approved for a CuminPay Card today.

CuminMall Membership is included with your E-Card.

Our competitive fees

What is an E-Card?

An E-Card is a digital CuminPay™ that allows you to make purchases online or through mobile apps. Instead of having a physical card, all the card details are stored electronically, and you can use it for online shopping or other digital transactions.

⚙️ How to use an E-Card?

A quicker way to shop & spend online in 3 easy steps

Step 1:

We will send you a secure SMS to your phone number with your card information

Step 2:

When on the checkout page while buying online, copy and paste your card details

Step 3:

When your card balance is close to empty, put more funds on it.

Why get an E-Card?

Use it to get a Netflix subscription, shop on Amazon & more!

We do NOT ask for 2 pieces of ID (Unlike your bank)

Great way to send funds to family overseas

Get your E-Card within 24 hours

Financial inclusion, at a low price

For individuals without a bank account and debit card, accessing financial services can be a challenge. However, with the advent of E-Cards starting at just $5, financial inclusion has become more attainable than ever before.

For individuals without a bank account and debit card, accessing financial services can be a challenge. However, with the advent of E-Cards starting at just $5, financial inclusion has become more attainable than ever before.

An Affordable way to shop online

You can get a CuminPay™ E-Card starting at the FULL value of the card PLUS $5 USD. Here is a breakdown of different E-Card amounts and the one-time activation fee.

$50 USD Balance E-Card

• You pay $55.00 USD 

• You get a $50.00 USD E-Card

$100 USD Balance E-Card

• You pay $110.00 USD 

• You get a $100.00 USD E-Card

$250 USD Balance E-Card

• You pay $270.00 USD 

• You get a $250.00 USD E-Card

$500 USD Balance E-Card

• You pay $535.00 USD 

• You get a $500.00 USD E-Card

$1000 USD Balance E-Card

• You pay $1060.00 USD 

• You get a $1000.00 USD E-Card

Get your card easily

1. Select what amount to put on your card

2. Get a text message with your card details

3. Spend money using your new card

Makes for a great gift for your family!

Frequently Asked Questions

CuminPay is a mobile payment app that allows people to:

  • Send money internationally to other CuminPay users
  • Make purchases using a CuminPay
  • Scan & Pay using a CuminPay code at participating retailers.

1. You can add it to your Google pay or Apple Pay

2. This is a great way to give money to your children with a limited amount of funds on the payment method

3. Because it’s a digital card, you can send the card number to a family member or friend elsewhere and they can spend only the amount loaded on it. It’s a great way to save money on sending money overseas, by giving someone a card with money on it)

It’s an E-Card. You won’t be getting a physical card but instead a card number, CVC, and Expiry date to use the card online. Meaning, you cannot use it in a supermarket or at a physical location.

CaribPay offers an app you can use to send money overseas. Our fee is 1.5% for sending anywhere in the world. There are additional fees depending on how you want to withdraw the money from your CaribPay account.

CaribPay uses industry-standard security measures to protect users’ personal and financial information.