Build your savings without even trying.

Turn on Round-up Rules and start saving up effortlessly. Whenever you make a purchase, Goals make it easy to save for the things you want or want to do. There’s no need for spreadsheets or extra apps to budget and track your money.

  1. Fill out the Personal account application form at
  2. In order to complete the Personal account opening process, you need to provide us with the following documents:


  • Proof of identity – colored copy of passport or national ID document. Identification document must have a reference number, a photo, a signature, date of birth and an expiration date.


  • Proof of address – colored copy of utility bill less than 3 months old (electricity, gas, water, Internet, phone). Alternatively, we can accept a confirmation of residential address from a city hall or similar document that confirms the person lives at a certain address. Bank statements are not accepted as a proof of residency.

  1. After having your application for a CuminPay approved, you will receive a welcome email. Click the link in the welcome email access your CuminPay account.



  • In the first step, you will be asked to set a password for your CuminPay account. The password must be composed of lowercase letters a-z, uppercase letters A-Z, numbers 0-9 and symbols. After entering your desired password in the Password field and confirming it by entering it again in the Confirm Password field, click the "Update" button.


  • In the second step, you will set your Authorization Code. You will use this code when resetting your Google Authenticator, which you will set in the next step. The Authorization Code must be composed of lowercase and uppercase letters, number and a symbol, same as the CuminPay account password. Click "Continue with Login" when set.

Accounts become dormant after 6 months of inactivity

Yes, the account can be operated through any of our internet banking solution.

  1. Ability to add more users to a CuminPay account is disabled for each client on default. If you are interested in adding more users to your CuminPay account, contact us to have this feature enabled.


  1. Once you have the multi-user function enabled for your CuminPay account, follow these steps to add a user:
  • Log into your CuminPay account.
  • Click "Account Management" from the left menu.
  • Select "Users" from the submenu.
  • Click the "Add User" button on the Users page

  • Log in your CuminPay account.
  • Click "Account Management" from the left menu.
  • Select "Accounts" from the submenu.
  • Fill out the "New Account" form for the desired currency.

Yes, you can change your personal details by clicking on “Edit Profile”, answer the Security Question and proceed with your changes. 


Things can be edited from in app edit profile:

1) Email

2) Birth of date

3) Preferred channel of contact (Email/SMS)

4) Address

Ask for help at

CuminPay assures that your personal information will not be shared or sold to any other parties, If you given us the concerns by ticking the checkbox in edit profile, your email will be shared to our 3rd parties partner. 

  • NEVER share your 6 Digit PIN with anyone